How much will a speeding ticket affect my car insurance rate?

The amount your car insurance premium will change when you get a speeding ticket will vary quite a bit depending on the state you live in and the company you are insured through.

Some state have laws that limit how much and when your rate can change when a traffic violation occurs. Especially if this is your first ticket, then your rate may not change at all.

Also individual companies have different policies they follow as well. Some will raise your rate more if the violation is more severe, while other have exact amounts they’ll increase your rate by no matter what.

The best way to find out is to get multiple quotes with and without the speeding ticket from multiple companies. That way you’ll know the exact amount the ticket affects your rate, and you will find the lowest priced premium too. We provide free quotes to everyone for this very purpose.

Comments are closed